AMEX cards are a great way to earn points and save money with every purchase. But before you get an AMEX card, there are some things you should know first! In this blog post, we’ll discuss the easiest Amex to get approved for (it might not be what you think!), how hard it is to get an American Express card, and what the minimum credit limit is. If any of these have been keeping you from getting your own AMEX card, then keep reading!
Many people can easily apply for a new Amex credit card. However, it is not always the best idea to apply for one because you need to know the right way to do things in order to avoid any costly mistakes.
The following steps will help you properly apply for an Amex credit card:
-Have a well-established credit history
-Know your financial goals
-Apply for cards that suit your needs and use them responsibly
Take advantage of referrals from friends and family members who have a similar credit score as you and are willing to refer you if they like you
The Easiest Amex to Get Approved for
There are over a dozen different AMEX cards to choose from, each with their own set of benefits. This can make it difficult to figure out which card is best for your needs!
The easiest Amex card you could be approved for would be an AMEX EveryDay credit card–but only if you’re at least 18 years old. You also need a minimum income and good pay history in order to qualify (hence why this isn’t really “the” easiest Amex).
If these requirements don’t apply to you then there are always other options such as the American Express Gold Card or Platinum Cards – both come with high annual fees but have great rewards programs and benefits.
For those under 18 years old, the easiest AMEX card you could apply for would be an American Express Blue Cash Everyday Card with a credit limit of $500-$3000. It has no annual fee and offers cash back on every purchase! This is also what we recommend to anyone who doesn’t meet one or more requirements required by other cards as it’s still pretty great despite not having some of the best perks that come with Platinum Cards. If you don’t have good pay history due to being new in college or because your job pays hourly then this might not be for you but if you’re looking for a way to save money without paying any fees, give it a try!
How Hard is it to get an American Express Card
It’s not too hard to get an AMEX card.
You can find a list of all the cards on their website, americanexpress.com or talk to someone in person about which is best for you! You’ll need your social security number and some kind of ID (plus other information) but they just want to make sure you’re eligible before telling you more about it–it won’t hurt anything if you don’t meet every requirement though so that’s really good news!
The hardest part might actually be deciding which card is right for your needs because there are so many great options from American Express—but as long as one meets what you’re looking for then getting approved will be no problem at all!
What’s the Minimum Credit Limit of American Express Cards?
If you apply for an American Express EveryDay Credit Card, the minimum credit limit is $500. Keep in mind that if your income and pay history don’t qualify then this card won’t be available to you either! If you’re over 18 years old with a good credit score (usually above 620) then feel free to apply for one of their other cards which will come with higher limits–such as Platinum Cards or Blue Cash Everyday Cards.
What Credit Score Should you have to get a Amex Card
The minimum credit score needed for an AMEX card is 620. This can change depending on the type of AMEX you’re applying for and whether or not you meet all requirements (such as income, pay history, etc) so make sure to read up about it before deciding!
Use American Express Pre-qualify
They offer a pre-qualify tool on the AMEX website, americanexpress.com, where you can input your information and they’ll tell you what kind of credit score is needed to get approved for different types of cards so that’s really helpful!
One important thing to keep in mind when reading this blog post: we recommend starting with a lower limit Amex card if your financial situation doesn’t qualify you for higher limits such as Blue Cash Everyday Cards or Platinum Cards. If possible, try to apply only once every six months–this will help increase your chances at getting approved while still keeping your spending sensible. As long as one of these cards meets what’s needed then approval should be no problem!